Multi-generational Housing

In early 2007, housing took a downturn, and still today isn't near the 2006 levels for new home construction. However, the demand for housing did not decrease. That is, new households continue to be established at the same rate. The problem felt nationwide was that the new household didn't have the funds to purchase either an existing home, or a new home. The trend for two households to share the same dwelling is increasing.

But, this is nothing new. In 1900, 57% of homes had two or more households of multi-generational families living together. Quite often there were persons over 65 living with their extended family. With the post-war boom through the end of the century, the percentage decreased to approximately 16%. However, since 2000, there has been a 30% growth in multi-generational family dwellings.

What does all this mean? It means that architects and new home builders are reconsidering the master plan to include space for either returning children called "boomerang" kids or older parents. This often includes two master bedrooms, one level housing, finished space in either the attic or the basement, or even a "suite". Some small families are including a separate living space for rental income. Builders are referring to the added or finished space as "Residence Two".

At Cable-Tite we realize that whatever the housing trends are, there is still a need for high-wind uplift protection. Maybe even more so with more lives to protect. Don't overlook the need for a continuous tie-down from the anchor bolts to the top plate. The Cable-Tite system is the only hurricane tie-down system to offer "continuous" tie-downs, and it exceeds new home construction code requirements.

Housing starts are UP

Let's not overlook any positive news in housing starts. A report just out shows that new home construction starts are on the increase.

"Privately-owned housing starts in November were at a seasonally adjusted annual rate of 555,000 — 3.9 percent above the revised October estimate, according to the Commerce Dept.
Single-family housing starts in November were at an annual rate of 465,000, up 6.9 percent from the revised October figure of 435,000. The November rate for units in buildings with five units or more was 72,000. "


The details of the report show that increases were substantial in the high wind regions. Jacksonville, NC had the best increase of all US cities. More housing means more demand for high wind uplift protection from hurricane winds. And, more demand for Cable-Tite brand cable tie down systems. For those of you following this Blog, make sure you are engineering Cable-Tite into your new home construction.

Don't eliminate the mortgage tax deduction

You may not know that there is a proposal to eliminate the mortgage tax deduction. This is among the efforts to eliminate all tax deductions. As for the home builders and the construction industry, the mortgage tax deduction is critical for the growth of this market segment. As I have mentioned in previous blogs, we support new home construction. It is one tradition that has meant economical growth for decades. At Cable-tite, we do not want to see this deduction eliminated, and support NAHB and many other agencies who are fighting this proposal. Please do you part to let it be known that we need to keep the home owner mortgage deduction! http://www.savemymortgageinterestdeduction.com/ The consequences would be devastating for home owners, the housing market and the nation’s economy.

The case FOR home ownership

TIME magazine published a story in Sept 6, 2010 issue about the loss of the American dream of home ownership. Not only was it a discouraging article, it was wrong! There is nothing more central to the American way of life than home ownership, and that dream is just as alive today as ever. Young couples can take advantage of the lower interest rates to make home ownership affordable. It gives them a root for growing their families and establishing a stable community.

TIME looked at home ownership as an investment, from a financial side. True that prices haven't escalated as in the past, but it is still a sound investment. A home is far more than a financial investment. It is an investment in the family, which still today, is the American Dream.

Home building has a strong economic impact on the local economy. This is why Obama and the economic stimulus package gives rebates and tax credits to new buyers. The growth of new home construction, some say, will have the greatest impact on overall American economic recovery. Home owners paying real estate taxes are the primary source of local government funds. More home owners, more money in the local ecomony for better schools, better roads, better community!

Studies show that home owners are keeping their houses longer. Therefore, it would make more sense to build a better, more secure home. Spend a few extra dollars to build beyond codes. that includes adding the best hurricane tie-down system available, Cable-Tite. It was designed by engineers to exceed construction codes for protection from high wind uplift by using cables attached from the top plate to the anchor bolts for maximum protection.

Buy a new home with confidence about your investment in your family and your future, and insist on Cable-Tite uplift protection.

Dale Returns.....

Some of you are probably wondering why there haven't been any recent blogs about the goings-on at Cable-tite. I was gone for a few months working on another unrelated project. But, alas.....I'm back, and continuing to post about all the benefits of using the Cable-tite system of hurricane tie-downs for new home construction uplift protection in high wind regions. I will continue to tout the benefits and ease of using Cable-tite over traditional hurricane clips or threaded rods. Your comments are always welcome whether you are a home owner, new home builder, an architect, or an engineer. "Cable-tite - exceeding codes"

Brian Harris Homes - block foundations

From time to time we have questions about using Cable-tite as hurricane and high wind tie-down protection with block foundations. There is a little more work to anchor the top plate to the foundation anchor bolts, but it can be done.

I recently worked with Matt Harris at Brian Harris Homes, a new home builder in middle Tennessee. One thing I liked that Harris did was core fill the block to the footer. This offers much better hold down value than blocks with only the top block filled.

After the house was framed and roofed, I went to the crawl space and installed the anchor nut and cap. I drilled a 3/8 hole for the cable, then attached it to the top plate as standard installation. I crawled back under the house and locked the Cable-tite firmly in place.

NOTE: See the small blue electrical wire sticking through the floor above the drill in the photo above? I drilled a small 1/8" hole in the subfloor and used the blue wire to mark my place. Upstairs, I drilled the 3/8" hole for the cable. This is much easier when working in a small crawl space.

In this photo of the finished installation, note that the anchor nut, cap and cable vise are not seen. They are in the crawl space below.

Texas ranch house update

A In January, I had the privilege of working with an Austin TX builder and a home owner. We installed Cable-Tite in a ranch house. It was a magnificent home site, and a well-designed house.

Here are some photos of the house in May, and it's coming along quite nicely.

The first photo shows columns on the back of the house with lights installed in them. There are two Cable-Tite hurricane tie-down systems in each column. I installed them after the columns were framed. The beauty of Cable-Tite is that everything is hidden inside the walls. No one sees the uplift protection Cable-Tite offers, but the home owner feels safe knowing they are there.

The second photo shows small columns on the front porch. There is a 4x4 post holding the roof, and Cable-Tite in installed beside it to an anchor bolt. The post hold the roof up, and the cable holds the roof down. The tension of approximately 600 lbs. holds the cable, so the system is in constant compression, on a sunny day like this day, or in high-winds and stormy weather.

In addition to Cable-Tite throughout the perimeter walls for the house, there are metal hurricane clips securing every rafter to the top plate.

Thanks to the home owner, the builder, the engineer, and the architect for using Cable-Tite to exceed the construction codes for hurricane tie-down systems.